The study conducted last month revealed that one in four workers in the retail industry has unsecured debts of at least£10,000, compared with one in five in the UK as a whole.
And of those, 24 per cent reported regular debt repayment problems.
For those in at least£10,000 worth of debt, over one in five revealed some likelihood of insolvency.
Earlier this month, Thomas Charles reported that a total of£8.4 million adults across the UK have unsecured debts of over£10,000, with 2.5 million struggling to meet repayments and 1.4 million on the brink of insolvency.
Thomas Charles director James Falla said: 'Debt is a UK-wide problem, but the impact on the individual and on the industries in which they work, can often go unnoticed.
'It is ironic, but perhaps not surprising, that those within the retail industry are being worse hit by the effects of debt than the UK as a whole.'
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